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First Steps and Basic Consideration
- Are you already covered by a "creditable" prescription drug program?
- Do you have VA coverage?
- Do you have coverage from your previous employer or union?
- Do you have any other plan that is as least as good as Medicare's basic drug plan coverage? (a good question for your existing plan's administrator)
- Can this other creditable prescription drug coverage be coordinated with the Medicare Part D program? (another good question for your existing plan's administrator)
- Determine your CMS region --the US is divided into 34 regions for purpose of Medicare Part D implementation -- for instance, Pennsylvania and West Virginia are in PDP Region 06. (The CMS website provides a nice PDP Region Map for your convenience.)
- Once you have your region, determine which plans are available in your area. (Please note: We will be providing a list of national Medicare Part D providers on our website with a comparison per region.) As noted, please also take a look to the local Medicare Part D plans in your region and you may find that your nearby HMO or PPO can also provide you with the right plan.
Last updated on: 07/18/2008
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